{"id":608,"date":"2022-07-06T18:28:36","date_gmt":"2022-07-06T18:28:36","guid":{"rendered":"http:\/\/www.bestautoinsurance.com\/resources\/articles\/?p=608"},"modified":"2024-12-14T01:30:15","modified_gmt":"2024-12-14T01:30:15","slug":"the-two-ways-to-purchase-car-insurance-and-which-method-is-preferred","status":"publish","type":"post","link":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/the-two-ways-to-purchase-car-insurance-and-which-method-is-preferred.php","title":{"rendered":"2 Ways to Buy Car Insurance (And Which is Best)"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Most things are done online these days, including shopping for car insurance. The ease and accessibility of obtaining quotes and comparing prices give consumers an environment where they can choose what they want.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-730\" src=\"\/wordpress\/wp-content\/uploads\/2013\/06\/iStock-1342040251.jpg\" alt=\"Car Insurance\" width=\"7635\" height=\"5090\" srcset=\"\/wordpress\/wp-content\/uploads\/2013\/06\/iStock-1342040251.jpg 7635w, \/wordpress\/wp-content\/uploads\/2013\/06\/iStock-1342040251-300x200.jpg 300w, \/wordpress\/wp-content\/uploads\/2013\/06\/iStock-1342040251-768x512.jpg 768w, \/wordpress\/wp-content\/uploads\/2013\/06\/iStock-1342040251-1024x683.jpg 1024w\" sizes=\"auto, (max-width: 7635px) 100vw, 7635px\" \/><\/p>\n<p>While shopping for car insurance may seem straightforward, the internet can overwhelm you with a flood of information, much of it difficult to sift through and understand.<\/p>\n<p>At <a href=\"https:\/\/www.bestautoinsurance.com\/quotes\/steps\">Best Auto Insurance<\/a>, we&#8217;ve simplified the process by outlining two of the best ways to shop for car insurance:<\/p>\n<ol>\n<li><strong>Through a licensed agent<\/strong>: Agents offer policies from multiple insurers, giving you a variety of options to compare.<\/li>\n<li><strong>Directly with the insurance company<\/strong>: You can reach out via phone or their website. While it\u2019s less convenient for comparing options, it offers a more direct approach.<\/li>\n<\/ol>\n<p>No matter which method you choose, it\u2019s important to understand your options before committing to a policy. To get an accurate premium quote, insurers will require certain information from you, such as:<\/p>\n<ul>\n<li>Your vehicle\u2019s make and model<\/li>\n<li>The Vehicle Identification Number (VIN)<\/li>\n<li>Your zip code<\/li>\n<li>Details of any aftermarket accessories, especially anti-theft and safety features<\/li>\n<li>The driver&#8217;s license number of anyone who will drive your vehicle, along with their driving history<\/li>\n<li>A copy of your driving record and credit score (as insurers may associate a lower credit score with a higher likelihood of filing claims)<\/li>\n<\/ul>\n<p>Having all the necessary information on hand will empower you to make informed decisions about your auto insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most things are done online these days, including shopping for car insurance. The ease and accessibility of obtaining quotes and comparing prices give consumers an environment where they can choose what they want. While shopping for car insurance may seem straightforward, the internet can overwhelm you with a flood of information, much of it difficult [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":612,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-articles"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/posts\/608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/comments?post=608"}],"version-history":[{"count":17,"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/posts\/608\/revisions"}],"predecessor-version":[{"id":907,"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/posts\/608\/revisions\/907"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/media\/612"}],"wp:attachment":[{"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/media?parent=608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/categories?post=608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/plans.bestautoinsurance.com\/resources\/articles\/wp-json\/wp\/v2\/tags?post=608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}